Mortgage Protection Insurance

What Is Mortgage Insurance?

Mortgage insurance is designed to protect the borrower’s ability to repay the mortgage for the lifetime of the mortgage. This is in contrast to Private mortgage insurance, which is meant to protect the lender against the risk of default on the part of the borrower

Mortgage Protection Insurance benefits

Income or Mortgage Update
You’re able to increaseyour cover by up to 10% each year with no further medicalunderwriting if your income or mortgage payments increase
Homemaker
If you’ve worked full time for over 12 months doing domestic duties in your own home you could becovered by Mortgage and Living Cover. Refer to your policydocument for full details.
Family Assist
We’ll pay for a nurse or family memberto look after you at home for up to 6 months.

Our Partners

We work with New Zealand's most reputable & trusted insurers