Income proteciton

What is Income Protection Insurance?
Your ability to earn is your biggest asset. If you develop an illness or disability that results in you not being able to work for an extended time would you be able to pay your regular living costs?.. The mortgage, bills and household expenses? And if so, for how long?
Income Cover, is simple, but powerful and will pay you a percentage of your gross annual salary on a monthly or fortnightly basis after a pre-set weight period and for a pre-set length of time (usually 2 years, 5 years or all the way until age 65) or until you have recovered from your disability and are fit for work once again.
This provides you and your family with financial certainty and lets you focus on recovering and getting back on your feet without the additional stress that your missing income would otherwise bring.

income protection benefit

Income support
Pays you a monthly benefit if you’re unable to work because of illness or injury
Rehabilitation & retraining support
Helps you with your rehabilitation and retraining costs
Recurrent disability
Pays you a monthly benefit if you suffer the same sickness or disability within a year
Family assist
We’ll pay for a nurse or family member to look after you at home for up to 6 months
Disability reset
Allows you to claim again if you suffer a related sickness or injury
Return to work
Pays you a bonus benefit if you are able to return to work
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Their stories

By the time Nick Rolfe was 30, he'd claimed twice on his income protection cover to support him through two major medical issues.
After two major life changing events, Mark and his wife were faced with challenges that would have crushed them if they didn't have Income Protection Insurance