Health Insurance
Do I need health insurance?
As a resident of New Zealand, you have access to a very good public health system at a highly subsidised cost. Most GP visits for mild health issues won't put a strain on your budget and you also have ready access to emergency care and treatment when needed.
However relying on the public system for serious conditions and things that are considered non-urgent or elective procedures can have significant disadvantages. Long wait times and limited access to life saving medicines being two of the most common & impactful.
Private Health/Medical Cover gives you timely access to the very best medical attention for non-urgent conditions. Along with control over choosing your preferred medical provider and access to life saving Non-Pharmac medicines. It really makes the world of difference when you or your love ones are in need.
However relying on the public system for serious conditions and things that are considered non-urgent or elective procedures can have significant disadvantages. Long wait times and limited access to life saving medicines being two of the most common & impactful.
Private Health/Medical Cover gives you timely access to the very best medical attention for non-urgent conditions. Along with control over choosing your preferred medical provider and access to life saving Non-Pharmac medicines. It really makes the world of difference when you or your love ones are in need.
Build your health cover your way
Cancer
Cover for and relating to the treatment of cancer, including chemotherapy and radiation therapy
Surgery
You’re covered for having surgery in a private hospital
Diagnostics
Access to a range of scans and other diagnostic investigations, even if you are not admitted to hospital
Home nursing
Cover for the cost of home nursing care for up to 6 months after hospital admission
Obstetrics
Cover for the cost of treatment by an obstetrician
Specialist consultations
Get in front of a specialist you choose.
Their stories
Sonya shares why having Private Health Insurance is important for her and how being with nib gives her the confidence and peace of mind she wants for her family.
Josh shares his story of getting caught in a tackle while playing a typical game of footy on a Saturday, which resulted in him breaking his back. The surgery that was undertaken and how nib helped him get back on his feet – and walk again.

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